Committed to Clarity, Integrity, and Client-First Advisory
At PRASAR Finserv, we believe that trust and transparency form the foundation of any lasting financial relationship. As a responsible and ethical financial services company in India, we are committed to clearly disclosing how we earn from the financial advisory and consulting services we provide.
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Yes, in some cases. As a licensed intermediary and mutual funds distributor and insurance advisor, PRASAR Finserv may receive commissions from third-party product providers such as:
However, we do not manufacture or promote in-house financial products. We are an independent advisory firm and work with a wide range of providers to ensure the best fit for each client’s needs.
These are the area where we take commisions to earn (need para something like that)
As an AMFI-registered mutual fund distributor, we may receive trail commissions from fund houses. These are calculated as a small percentage of the assets under management (AUM) and paid by the AMC—not the investor. No separate cost is charged to you beyond the fund’s expense ratio.
When we assist clients in selecting insurance plans—whether for life, health, or general insurance—we may receive distribution commissions from the insurance provider as permitted under IRDAI guidelines. This commission is included in the policy premium and does not result in additional charges to the client.
For certain fixed-income products, we may earn a small commission from the issuing bank or NBFC. These earnings do not reduce your invested capital or interest income.
PRASAR Finserv also offers pure fee-based consultation services for clients who prefer unbiased financial advice with zero product linkage. This includes:
Clients choosing this model pay us a pre-agreed fee, and we do not earn any commissions from third parties on those transactions.
As our valued client, you are always welcome to:
Request details of any commissions we may earn on the products you invest in
Opt for a fee-only model if you prefer complete separation from product-linked earnings
Ask for multiple product options before making a decision
If you have any questions or concerns about how we earn, please feel free to speak to our advisory team at any time. Our consultants are trained to explain all fee and commission structures clearly before any product or service is finalized.